blue shield hmo
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Blue Shield of California is actually a not for profit health plan that was founded in 1939 in San Francisco, California.
California Blue Shield serves almost 3.5 million health plan members and gives clients access to over 65,000 physicians throughout the state of California.
California Blue Shield was founded by the California medical Association.
Blue Shield of California has actually been in the California Health Insurance business for over 60 years serving California residents with innovative health insurance products for individuals and families, groups, and Medicare insurance products for seniors.
California Blue Shield is a sister company if you will to Anthem Blue Cross of California.
They used to be one company, like in most states , however they split off many years ago to better serve their clients.
Blue Shield of California and healthcare reform:
Back in 2002, Blue Shield of California became the first health insurance carrier that proposed a solution for universal health coverage for Americans.
They called it “universal coverage universal responsibility”, and essentially required everybody from individuals, business owners and the state and federal government to chip it. Sadly, it really never went anywhere.
Blue Shield of California reviews:
Back in 2009, Blue Shield of California received three out of four stars on the California healthcare quality report card.
Blue Shield of California PPO
California Blue Shield does offer individual and family health insurance plans that utilize a preferred provider organization.
So if you want a plan where you can pick and choose any Dr. to you want, with the understanding that you’ll have higher deductibles and coinsurance. Then an PPO plan from Blue Shield of California, will probably fit the bill for your situation.
Blue Shield of California HMO
California Blue Shield also offers HMO products.
Essentially, the way the plan would work is in exchange for low co-payments and deductibles and most services being covered at a co-pay the California Blue Shield HMO is essentially in charge of your health care choices.
With a PPO plan your Dr. only gets paid when they provide a service.
With a HMO plan they get paid a set amount for every client or patient that is assigned to them regardless of the amount of services that are provided.
Blue Shield of California health plans:
Blue Shield in California offers health insurance products for individuals and families, small and large group, as well as Medicare products for seniors:
Blue Shield of California health insurance
Blue Shield of California life insurance
Blue Shield of California Medicare insurance
Blue Shield of California group insurance
Blue Shield of California contact info:
Blue Shield of California
50 Beale Street
San Francisco, CA